What is PSD2? The second EU Payment Services Directive (PSD2) builds on the first such Directive (PSD1) by providing for the further development of a better-integrated internal market for electronic payments across the EU. PSD2 puts in place a comprehensive framework for payment services, with the objective of making payments within the EU
Know-How spotlight: Climate risk, crypto, compliance, and more Know-How is the go-to learning platform for anyone looking to deepen their knowledge of finance and stay ahead of the curve. With quarterly updated content written by financial experts, Know-How offers everything you need to stay informed, no matter where you are in your financial
AI stats every business must know in 2025 Artificial intelligence (AI) has cemented its role as a transformative force in business since its rise to public prominence in 2022. With the accessibility of AI increasing constantly, it is no longer a niche technology for tech giants but an essential tool for all businesses. With
L&D trends & stats essential for every workplace in 2025 During 2024 we have seen more focus on L&D as a subject area, and 2025 will be no different. As organizations face AI knowledge development, sustainability challenges, diversity, equity, and inclusion concerns, along with the development of core human
Sustainability in 2025: Key business stats In 2025, sustainability criteria are no longer optional components of corporate strategy but are drivers of business success. Regulatory pressure, consumer demand, and investor expectations have positioned sustainability as a vital framework for growth across industries. In this article, we explore the stats and
Financial services: Industry trends shaping 2025 The financial services industry is constantly evolving with new technologies, shifting global market dynamics, and evolving consumer priorities. From the adoption of decentralized finance to the surge in sustainable investing, these developments are poised to reshape how value is created and exchanged, in a
2025 DEI trends: Diversity in the workplace insights Diversity, Equity, and Inclusion (DEI) are core business imperatives shaping organizations around the world. Moving into 2025, companies are increasingly prioritizing DEI strategies, recognizing that diverse and inclusive teams not only foster innovation and adaptability but also drive financial growth and strengthen
“Trump 2” – beyond deregulation, who can say? The election of Donald Trump to a second term as US President has been cheered by financial markets and beneficiaries of Trump’s policy pronouncements. However, with plenty of uncertainty looming around policy implementation, the only things we can be reasonably certain of are deregulation and
Heavy stock concentration poses indexing problems The relentless secular bull market in tech stocks has led to structurally high index concentration. While this is an age-old market phenomenon, it still poses a challenge for fund managers and index designers, particularly with passive investing having added fuel to the debate around index concentration.
Stablecoins come under increased scrutiny For an asset type often regarded as a “safer” corner of the crypto world, stablecoins have attracted a surprising degree of regulatory scrutiny. While stablecoins are designed to maintain a stable value, their underlying structures and use cases vary, meaning not all stablecoins are created equal. Regulators are
